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Documentation Index

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Cost-of-living adjustment (COLA) lets you scale the redemption value of reward points by where the employee is based. A point earned in San Francisco can spend differently than the same point earned in Bangalore — COLA makes the underlying purchasing power match by applying a multiplier per site. Open it in your tenant at https://<your-empuls-url>/home/cost-of-living.

Before you start

  • You must be a Super Admin.
  • Site entries must already exist under org structure — COLA multipliers attach to sites.
  • Decide your COLA philosophy before configuring. Common approaches:
    • Equal earning, scaled redemption — Everyone earns the same points; multipliers adjust what those points buy.
    • Scaled earning, equal redemption — Earnings already include geography; no COLA needed.
    • Hybrid — COLA on benefits and gifts only; reward points untouched.

How COLA works

1

Site multipliers are defined

For each site, you set a multiplier — 1.0 is the baseline, >1.0 multiplies up (higher purchasing power needed), <1.0 multiplies down.
2

Empuls applies the multiplier at redemption time

When an employee redeems, Empuls checks their site, looks up the multiplier, and adjusts how many points are deducted for a given catalog item.
3

Catalog stays geo-aware

The redemption catalog already filters by country and currency. COLA layers on top so the point cost of an item matches its real cost in the employee’s region.

Enable COLA

1

Open Cost of Living

Navigate to Admin Hub → Finance → Cost of Living, or open it directly.
2

Toggle COLA on

A confirmation banner appears explaining that COLA will affect all future redemptions. Existing point balances are unchanged.
3

Set per-site multipliers

For each site, enter a multiplier. Multipliers must be positive decimals (for example, 0.4, 1.0, 1.6).
4

Preview impact

The preview pane shows what a sample catalog item would cost an employee at each site with the multipliers applied.
5

Save

COLA goes live. Employees see the adjusted point cost in the catalog and at checkout.

Worked example

Suppose a $50 Amazon gift card costs 5,000 points at baseline (1.0 multiplier).
  • San Francisco (multiplier 1.6): the same $50 card costs 8,000 points.
  • Mumbai (multiplier 0.4): the same $50 card costs 2,000 points.
  • London (multiplier 1.2): 6,000 points.
The card’s monetary value to Empuls’s redemption wallet is the same ($50) regardless of who redeems — Empuls absorbs the geo difference via the COLA mechanism, not the employee.

Edit a multiplier

Change a site’s multiplier any time. The new value applies to all subsequent redemptions; nothing already redeemed is retroactively adjusted.

Disable COLA

Toggle COLA off. The catalog reverts to baseline point costs for all sites. Existing point balances are unchanged.

Limits and gotchas

  • COLA requires every employee to have a site assigned. Employees without a site fall back to the baseline multiplier (1.0).
  • COLA applies only to the standard redemption catalog. Perks store and Tax Benefits are not adjusted.
  • Multipliers should reflect purchasing power, not local currency exchange rates. Use a reputable cost-of-living index when setting values.
  • Frequent multiplier changes confuse employees. Set quarterly or annually; communicate changes in advance.